the fastest budget app in your pocket
Budgeting?
Done as you say it.
Say “12 euros at the bakery” — one second later it’s transcribed, analyzed, filed. Automatic budgets, growing savings, zero hassle. The Japanese kakeibo method, on autopilot.
“twelve euros at the bakery”
Dictated expense
“12 euros at the bakery.”
groceries
Bakery
-€12.00
today
€12 at the bakery? Someone couldn’t resist the croissants.
1 s
to analyze a dictated expense
€0
to track your budget, forever
6 langs
EN, FR, ES, PT, IT, DE
100%
works offline
voice dictation
Speak. It’s logged.
No forms, no menus, no excuses. Say your expense like you’d tell a friend — the AI extracts the amount, category and date. You confirm, it’s filed.
Your budget at a glance
Right from the home screen: what’s left this week, this month, and where it goes.
Dictation, crazy fast
Any wording, any date: “a pizza last monday for $18”. Amount, category, label, date — all understood.
Filed exactly where it belongs
The pizza lands on last Monday in your history, right day, right category. No manual cleanup.
And a little quip on the way
Céleste comments on every expense. Kindly. Most of the time.
Before / Now
One of them made you hate Sunday nights. The other didn’t.
Before
The Sunday-night spreadsheet 😵
45 minutes. Every week. Abandoned in March.
Now
You say it, it’s filed ✨
Three expenses. Zero sighs.
“You’ve blown €43 on coffee this month ☕ Want to ease off a bit?”
your AI assistant
Céleste does the math.
You live your life.
Ask her anything about your money, in plain English. She analyzes, draws charts, finds any expense, fixes dozens of entries at once — and always asks before touching anything.
Simple, complete, ad-free.
Tracking, budgets, savings and stats: free, unlimited, forever. Add the AI when you want maximum speed.
Automatic budgets
Set your savings goal, Kakebo builds your weekly and monthly budgets by itself. You just live your life.
Savings that motivate
Total saved, personal records, streaks of good weeks: watching your savings grow becomes oddly satisfying.
Lightning keyboard entry
Not in the mood to talk? Two taps, a giant keypad built for amounts, done. Free and unlimited.
Crystal-clear history
Instant search, one-tap filters, custom categories with their emojis. Find anything, right away.
Fix everything in one question
“Change netflix to disney+ since May”: Céleste finds the expenses, proposes the fixes, you apply. The most tedious part of budget apps, solved in one sentence.
For the true geeks
Plug Claude Code, Codex or your favorite agentic harness into your expenses: analyses and fixes with the latest models. Included in the Pro plan.
Also: budget for two, multi-device with automatic sync, 100% offline, 6 languages, multi-currency, recurring expenses, account reconciliation, weekly and monthly reports. We went all in.
Free forever.
Or the price of a coffee for the AI.
No commitment, no guilt, no spreadsheet. Leave whenever you want, in one tap.
Free
For real, not “free with an asterisk”.
€0
- ✓ Unlimited expenses and incomes
- ✓ Automatic budgets, weekly and monthly
- ✓ Savings, records and stats
- ✓ 13 customizable categories
- ✓ Offline, no ads, no account
Pro ★ Recommended
Your budget in order for one coffee a month
€2.99 / month
- ✓ Voice dictation for expenses
- ✓ Céleste: analyses, charts, advice
- ✓ Fix dozens of entries in one message
- ✓ Secure sync across your devices
- ✓ Shared budget with partner or family
- ✓ API key for your external AI agent
No commitment · Cancel in one tap
Big AI appetite? Kakebo Max: 7× more credits for €7.99/month.
Frequently asked questions
Is Kakebo really free?
Yes. Expense tracking, automatic budgets, savings and stats are free, unlimited and ad-free. Only the AI features (voice dictation and the Céleste assistant) need a €2.99/month subscription, no commitment.
Does voice dictation actually work?
It does. Say “23 euros of groceries at Carrefour yesterday” and the AI extracts the amount, category, date and label. You check the proposed card, confirm, done.
What is the kakeibo method?
The Japanese budgeting method: write down every expense, set a savings goal, review every week. Kakebo keeps the philosophy and automates everything else.
Where does my data go?
It lives on your phone first: the app works offline. The AI is hosted in Europe, your data is never sold, and you can delete your account in one tap from the app.
Can we budget as a couple?
Yes: use the same account on both phones and the budget becomes shared, synced in real time across all devices.
Ready to never think about it again?
It takes one second. Told you.
free, no ads, no credit card